Posts Tagged: Physical therapy

The Costs of Home Health Care

By Kim Chernecky  Caregiver assistance is available in many forms. Unfortunately, this type of care can be very expensive and is generally not covered by Medicare. For those wise enough to have purchased long-term-care insurance, all or some of that care will be covered when the time comes. For those that didn’t purchase insurance or… Read more »

Understanding Medicare and Medicaid

By Kim Chernecky Most people confuse Medicare and Medicaid. When most American citizens retire, we are entitled to social security benefits (assuming we have paid into the SSI system) as well as Medicare for our medical coverage. For example, teachers do not pay into the Medicare system. Instead they have a private insurance program that… Read more »