Posts Tagged: Insurance

Getting Your Affairs in Order; Planning Ahead

By Kim Chernecky No-one wants to think about their mortality but the fact is everyone will die someday. The problem is we don’t know when. It could be tomorrow or 40 years from now, but without taking the time to plan ahead, it’s the surviving family members that suffer. The pain of losing a loved… Read more »

Understanding Medicare and Medicaid

By Kim Chernecky Most people confuse Medicare and Medicaid. When most American citizens retire, we are entitled to social security benefits (assuming we have paid into the SSI system) as well as Medicare for our medical coverage. For example, teachers do not pay into the Medicare system. Instead they have a private insurance program that… Read more »